Target 11.5: Reduce deaths and losses from disasters

By 2030, significantly reduce the number of deaths and the number of people affected and substantially decrease the direct economic losses relative to global gross domestic product caused by disasters, including water-related disasters, with a focus on protecting the poor and people in vulnerable situations

Necessary Owners remove an obstacle nothing else removes. Others must also act.

☆ Follow

Why shareholder democracy is necessary

Disaster losses have two halves, and corporate conduct weighs heavily on one of them. Swiss Re reports insured natural-catastrophe losses of 107 billion dollars in 2025, a sixth straight year above 100 billion. Swiss Re ties the record Los Angeles wildfire loss partly to building in hazard-prone areas. Cal Fire found PG&E transmission lines caused the 2018 Camp Fire that killed 85 people. The National Association of Home Builders litigated and lobbied until federal minimum energy-code requirements were rescinded in 2026. Suppose utilities hardened their grids as a core objective, insurers priced and disclosed risk transparently, and builders lobbied for stronger rather than weaker codes and land-use limits. A large share of economic losses relative to GDP in wealthy economies would fall, and the organized opposition to resilient building codes would disappear. The mortality half sits mostly outside corporate reach. UNDRR finds countries without comprehensive early-warning systems have disaster mortality nearly six times higher. Only half of African countries have such systems, a matter of public investment. Owners therefore remove a necessary obstacle, while governments must still build warning, evacuation and flood-defense capacity.

How this was scoredNecessary

Necessary. Owners remove an obstacle nothing else removes. Others must also act.

We have not yet written down the two answers behind this rating. Recording them on every item, so a reader can check the reasoning and not only the conclusion, is work in progress.

Every rating is the higher of two answers, one for what companies do and one for what they spend to stop the outcome, because the same vote reaches both. See the full method.

Sources

What civil society organizations are helping owners on this

Green Century Capital Management☆ Followfiler

Filed a series of climate resolutions at the major property and casualty insurers Travelers, The Hartford and Chubb.

Vote on Green Century Proposal at Travelers Concludes Series of Filings at Major Insurers, Green Century Funds, 2022-05

As You Sow☆ Followfiler

Filed proposals asking insurers to measure and disclose emissions from underwriting and asking homebuilders to set Paris-aligned emissions plans.

Chubb Shareholders Support Climate Disclosure as Annual Insured Losses from Extreme Weather Continue to Climb, As You Sow, 2024-05

3 campaigns on record

As You Sow on behalf of Warren Wilson College at Lennar☆ Follow2024 · shareholder proposal

Report on plans to reduce greenhouse gas emissions in line with the Paris Agreement, including disclosures, targets, a transition plan and annual progress tracking.

Result: 21 percent of all votes cast, and 37 percent of independent shareholders once the dual-class share structure is adjusted for.

More Than a Third of Independent Lennar Shareholders Push Homebuilder for Emissions Targets, Morningstar, 2024-04

As You Sow at Chubb☆ Follow2024 · shareholder proposal

Measure and disclose greenhouse gas emissions from underwriting, insuring and investment activities in high-carbon companies.

With Green Century Capital Management

Result: 28.3 percent shareholder support. The filers noted annual insured losses from US natural catastrophes now routinely approach 100 billion dollars, against 4.6 billion dollars in 2000.

Chubb Shareholders Support Climate Disclosure as Annual Insured Losses from Extreme Weather Continue to Climb, As You Sow, 2024-05

Green Century Capital Management at Hartford (The)☆ Follow2022 · shareholder proposal

Stop underwriting new fossil fuel supply projects in order to address climate risk.

Result: 13.2 percent in favour at Travelers on 25 May 2022, with similar results at The Hartford and Chubb.

Green Century said the level of support was strong enough to support refiling the following year.

Vote on Green Century Proposal at Travelers Concludes Series of Filings at Major Insurers, Green Century Funds, 2022-05

Explore more goals the world has agreed on

UN Sustainable Development Goals, every item scored for how far it depends on owners voting their values, with the reasoning and the sources behind each rating.

Open the map

How this rating was made

Every item on every one of our maps is read against one question: how far does this depend on the people who own companies voting their values? We answer it twice, once for what companies do and once for what they spend to stop the outcome, and take whichever answer is higher, since the same vote reaches both. The score carries its reasoning and its sources so that a reader can check it rather than take it.

Pivotal. Owners voting their values can deliver most of the outcome.
Necessary. Owners remove an obstacle nothing else removes, and others must also act.
Helpful. Owners voting their values help, and others carry most of it.
Independent. This moves without owners. Other levers carry it.

The advocacy record on this page holds only what a source we opened says happened. Where we searched and found nothing, the page says so rather than leaving a silence. Where a campaign names a filer the source does not name, it says that too. Ratings are ours; the list of subjects is UN Sustainable Development Goals's, and we link to their original.

How we score dependency, in full.